FEMA's official flood map draws the 1%-annual-chance floodplain. FEMA's National Risk Index adds a comparative flood-risk rating for every census tract — a broader, neighborhood-scale measure. Here's how the tracts in and around Dana Point rate, and how to check one address.
| Census tracts intersecting Dana Point | 15 |
| … rated Relatively High or Very High for flood (riverine or coastal) | 10 |
That puts parts of the Dana Point area among the higher-rated neighborhoods in FEMA's national flood-risk comparison. The National Risk Index rating is a comparative, composite measure (it reflects expected losses and community vulnerability, not just the mapped floodplain), so it complements the official FEMA flood map rather than contradicting it — check a specific address to see the map's call for one property. These are tract-level ratings (neighborhood scale), not parcel-precise and not a count of homes.
| Riverine flood — Very High | 4 |
| Riverine flood — Relatively High | 6 |
FEMA rates riverine and coastal flood separately, so one tract can appear in two rows — these rows can therefore add up to more than the 10 elevated tracts above (a tract is "elevated" if either rating is Relatively High or Very High). Categorical classes from FEMA's National Risk Index — never a proprietary score.
City figures are a starting point. To see what the official FEMA flood map will say for one property in Dana Point — side by side with these cited federal & state sources — run the free per-address check:
Open the free Beyond-FEMA checker → · See all of Orange County →
Aliso Viejo · Anaheim · Brea · Buena Park · Costa Mesa · Cypress · Fountain Valley · Fullerton · Garden Grove · Huntington Beach · Irvine · La Habra · La Palma · Laguna Beach · Laguna Hills · Laguna Niguel · Laguna Woods · Lake Forest · Los Alamitos · Mission Viejo · Newport Beach · Orange · Placentia · Rancho Santa Margarita · San Clemente · San Juan Capistrano · Santa Ana · Seal Beach · Stanton · Tustin · Villa Park · Westminster · Yorba Linda