FEMA's official flood map draws the 1%-annual-chance floodplain. FEMA's National Risk Index adds a comparative flood-risk rating for every census tract — a broader, neighborhood-scale measure (it reflects expected losses and vulnerability, not just the floodplain) that complements the map rather than contradicting it.
| Census tracts in San Mateo County | 173 |
| … rated Relatively High or Very High for flood (riverine or coastal) | 58 |
These are tract-level ratings (neighborhood scale), not parcel-precise, and not a count of individual homes — see the note below. Every figure is from FEMA's National Risk Index: https://hazards.fema.gov/nri/.
County figures are a starting point. To see what the official FEMA flood map will say for one property — side by side with these cited federal & state sources — run the free per-address check:
Open the free Beyond-FEMA checker →
Tract-level flood-gap figures for each incorporated city, from the same FEMA National Risk Index data:
Atherton · Belmont · Brisbane · Burlingame · Colma · Daly City · East Palo Alto · Foster City · Half Moon Bay · Hillsborough · Menlo Park · Millbrae · Pacifica · Portola Valley · Redwood City · San Bruno · San Carlos · San Mateo · South San Francisco · Woodside